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Search results “Annual investment allowance” for the 2014
Making maximum use of the Annual Investment Allowance
 
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Tim Gregory, a partner in the Landed Estates Group at Saffery Champness, emphasises the importance of the Annual Investment Allowance to farmers and rural businesses. Tim’s example highlights the pitfalls that can occur if assets are purchased at the wrong time.
Views: 488 Saffery Champness
Capital Allowances Explained
 
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Please visit: www.commercial-property-tax.com
investment incentives
 
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membincangkan tentang incentives investment in Malaysia, pioneer status, investment tax allowance, reinvestment allowance, infrastructure allowance, industrial adjustment allowance and double deduction for promotion export
Views: 623 Roti Kaya
About Annual Allowance
 
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This video will explain the basics of annual allowance and how you could make the most of it.
Views: 27 MakeMoneySaveTax
HOW2 Seminar Extract - Capital Allowances
 
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Did you know that tax benefits are available on property and environmental improvements plus investments in plant & machinery? When you buy, lease or improve a commercial property, you can offset some of that expenditure for tax purposes. This is not a tax loophole or avoidance scheme but is based on established UK statutory law dating back to 1878. Specialist surveyors with tax expertise are deployed to visit your property to uncover and identify allowable items.
Views: 31 HOW2
Simpler Income Tax   Cash Basis and Simplified Expenses
 
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Simpler Income Tax Cash Basis and Simplified Expenses - Income and expenses under cash basis Income With cash basis you only count the money you’ve actually received in a tax year. Any money you’re owed isn’t counted until you receive it. All payments count - cash, card, cheque, payment in kind or any other method. You can choose how you record when money is received or paid (eg the date the money enters or leaves your account or the date a cheque is written) but you must use the same method each tax year. Expenses Expenses are business costs you can deduct from your income to calculate your taxable profit. In practice, this means your allowable expenses reduce your Income Tax. You only count the expenses you’ve actually paid. Money you owe isn’t counted until you pay it. Examples of allowable business expenses if you’re using cash basis are: day to day running costs, eg electricity, fuel admin costs, eg stationery things you buy to sell on, eg stock things you use in your business, eg machinery, computers, vans interest and charges up to £500, eg interest on bank overdrafts For the 2013 to 2014 tax year you can also choose to use the simplified expenses scheme instead of calculating expenses for use of: vehicles working from home making adjustments for living on your business premises There are some types of expenses that you can’t claim, eg anything that’s not used by your business. Cars and other equipment If you buy a car for your business, you can claim the purchase as a capital allowance (but only if you’re not using simplified expenses to work out your business expenses for that vehicle). Unlike traditional accounting, you claim other equipment you buy to keep and use in your business as a normal allowable business expense rather than as a capital allowance. If you’re currently claiming capital allowances and want to switch to cash basis, HM Revenue and Customs (HMRC) have guidance on the changes you need to make. https://www.gov.uk/simpler-income-tax-cash-basis/income-and-expenses-under-cash-basis http://callietimothy.com/
Views: 1995 callie timothy
What is Cost Recovery?
 
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An overview of cost recovery in the United States. Learn more at: http://taxfoundation.org/ Transcript: STEVE ENTIN Cost recovery is the deduction that businesses take for the cost of their capital spending. Capital spending is allowances for buying equipment, factories, housing units, office buildings, shopping malls, railroad lines KYLE POMERLEAU Typically when a business calculates its profits, it takes its revenue and subtracts its cost. These costs are typically wages, or state and local taxes. However, when it comes to capital investments, the calculation is much more complication, and this is what is called cost recovery. STEVE ENTIN Cost recovery is an important part in determining what your income is. You have to know what you're taxing. Sales aren't profits. Sales aren't profits until they exceed your costs.The government sets the pace at which businesses can write off their costs. Wages are written off immediately, whenever they are paid out. But spending on capital items is not ordinarily given an immediate deduction KYLE POMERLEAU If a business has to deduct the cost of a building over 40 years, that's going to determine if it's worth it for the business to invest in that. STEVE ENTIN A dollar ten years from now is not the same thing as a dollar today. So when we tell a business that it can't deduct its costs for five or ten years, we're cheating them out of part of the value of the deduction, we are in fact overstating their income, accelerating their tax payments to the point where they're not even really earning money yet, but we're making them pay tax sort of ahead of the game, and it reduces the value of the investment. KYLE POMERLEAU Due to the fact that the United States' cost recovery system increases the cost of capital, it has the effect of reducing the amount of investment in the economy. Because it's more expensive to invest in buildings and machinery, you're just going to have less of it in the overall economy. A reduced capital stock means there are fewer buildings, fewer machines, fewer shovels, and this means that workers are less productive, and when workers are less productive, their wages, overall, are lower. STEVE ENTIN If we lower the cost of capital by speeding up depreciation allowances, we would get more investment and more capital. When there is more capital, workers have more capital to work with. There is more output. Because workers are more productive, they are paid more, and more are hired. That means more jobs and higher wages and this is especially true in the capital-intensive manufacturing and energy sectors. KYLE POMERLEAU Currently the United States requires most businesses to deduct their investments over a long period of time. However, this doesn't properly account for the full cost of these capital investments. Over a long period of time, if you account for the time value of money and interest, they are only able to deduct, say, 60 percent or 80 percent of that total investment. STEVE ENTIN Our cost recovery system is worse than about two-thirds of the 34 most developed nations, and better than about one third. At the same time, our corporate tax rate is the highest when you put the two mistakes together, we really have an economy that is struggling to stay competitive, and struggling to grow. KYLE POMERLEAU The problem with stretching out assets lives over time, or making businesses deduct the cost of a computer over five years is it doesn't account for the time value of money or inflation. So over a 5 year period, the value of these deductions don't add up to the true cost of these investments. STEVE ENTIN The difference between a better cost recovery plan and a worse cost recovery plan could amount to as much as 2% to 5% of GDP over time. If we went to immediate expensing of all investment, we would eventually raise incomes by about 5% across the board. That's about $2,000 to $4,000 dollars a year for middle income families. KYLE POMERLEAU The ideal cost recovery policy is full expensing. That means, when businesses invest in a building, or a machine, or a piece of equipment, that they can deduct that full cost in the year in which they made that investment. STEVE ENTIN Full expensing would eventually boost GDP by about 5 percent. It would take about five to ten years for the added growth to occur, but during the process you'd get a good strong recovery, you'd get rising wages, you'd get additional revenue coming in for the federal government from other taxes -- because the economy would be growing -- it would actually help the budget situation, and it would be a win-win. The government wouldn't be hurt in any way, but the population would benefit enormously. And, really, that is what ought to be the focus here. We're trying to more jobs and higher wages, and higher incomes for the people. It's not so much about the Washington budget situation. Or it shouldn't be.
Views: 2866 TaxFoundation
44th Annual Conference of the Institute of Chattered Accountants In Abuja
 
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The Minister of Industry Trade and Investment Olusegun Aganga has announced plans by the Federal Government to boost economic growth through the creation of Development Bank of Nigeria which would ease operations of small and medium scale enterprise and job creation in the country.He made this known during the opening of the 44th annual conference of the Institute of Chattered Accountants of Nigeria in Abuja
Views: 32 NTA News
Contingent Capital Explained (Part 1) - Session Sample
 
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Presenter Wim Schoutens. The full workshop video is available via the Quants Hub: http://quantshub.com/qhworkshopview/32
Views: 193 Quants Hub
Leading Franchise Catax Solutions Explain Capital Allowances
 
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Ever wondered what capital allowances actually are? This short video explains them clearly, showing how the expert franchise Catax Solutions (see profile: http://www.franchisedirect.co.uk/accountancyfinancialfranchises/catax-solutions-franchise-10410/) can identify them for clients.
Views: 479 Franchise Direct UK
MIDA 1-Government Initiatives To Propel The Services Sector
 
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The Malaysian Investment Development Authority (MIDA) video.
Views: 18 sabahtoday
March Budget 2014 Highlights - Tech, Digital & Creatives
 
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A summary of the key points arising from the March 2014 Budget statement for Tech, digital and creative companies. Including R&D tax credits, SEIS and the Annual Investment Allowance http://www.iptaxsolutions.co.uk
Views: 29 BusinessN2K
The £1.25m pension lifetime limit and options for pension investors
 
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Ian McNally, director at independent wealth managers Saunderson House discusses the new £1.25m pension lifetime limit, how and why you should get fixed protection and other possible options available.
Views: 232 Mindful Money
Who we are
 
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In this video, the TPAS team introduces our organisation and explains who we are and what services we offer.
Straight Line and Declining Balance Method (Financial Accounting Tutorial #58)
 
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75% OFF the Full Crash Course on Udemy: http://bit.ly/2oZIdcP The straight line method and declining balance methods are covered in this tutorial for determining depreciation expense. You'll need to find out the capitalized cost, the salvage value and the useful life in order to calculate the expense amount for each year. If the salvage value is not given you can consider it being immaterial or worth $0 at the end of its useful life. The straight line method is a simpler method to determine depreciation expense and it usually is used in a scenario where the asset is being used consistently over the years. If an asset is used more at the beginning and loses value early on, then the declining balance or double declining balance OR triple declining balance method will apply. **REMEMBER NOT TO INCLUDE SALVAGE VALUE FOR DB METHOD! Leave any questions below; I want ALL of your questions. Website: http://www.notepirate.com Follow us on Facebook: https://www.facebook.com/pages/Note-Pirate/514933148520001?ref=hl Follow us on Twitter: http://twitter.com/notepirate We appreciate all of the support you guys have given us. Be apart of the mission to help us reach more students by subscribing, thumbs upping and adding the videos to your favorites! ** Notepirate is privately owned and exclusive to Notepirate.com.**
Views: 62393 Notepirate
Budget 2014 Personal Allowance Changes
 
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The personal allowance is going to change, your limit will be increasing.
Views: 191 MakeMoneySaveTax
Tax Savings Tip – Should you Gift Cash or Stock?
 
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You may give $14,000 per person every year—$28,000 per person if you’re married. Understanding the difference between gifting cash or stock can save you thousands in capital gains taxes. Couples with above $250,000 AGI now pay approximately19 percent on capital gains, but they pay zero if AGI is under approximately $75,000—that’s key if you’re thinking of helping out on a major purchase.
Budget 2014 Savers and pensioners to benefit from tax overhaul
 
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Budget 2014 Savers and pensioners to benefit from tax overhaul The Chancellor put savers at the heart of his Budget package, praising those who have 'worked hard and saved hard all their lives' Savers and pensioners will benefit from a sweeping Budget overhaul of tax rules that will let them keep much more of their own money, George Osborne has said. The Chancellor put savers at the heart of his Budget package, dedicating the Government to support people who have "worked hard and saved hard all their lives, and done the right thing." Savers have been hammered by years of record low interest rates and other emergency measures put in place to boost the struggling economy. As the economy starts to recover, Mr Osborne said, savers and pensioners deserve help. "These are people who have made sacrifices to provide for their own economic security in retirement." From July, there will be a new £15,000 Isa limit, which can be used to deliver tax-free returns on either cash or shares. The 10p starting rate of tax on savings income will also be abolished. He also revealed new rules making it easier and cheaper for savers to withdraw cash directly from their pension funds instead of buying an annuity. And new "Pensioner Bonds" will pay enhanced interest rates to savers aged over 65. Together, Mr Osborne described the measures as the most far reaching reform to the taxation of pensions since the regime was introduced in 1922. "The message from this Budget is this: you have earned it, you have saved it and this Government is on your side," Mr Osborne said. The package of help for savers was the main surprise in a Budget that largely conformed to expectations on personal tax. Mr Osborne also confirmed that the personal allowance for income tax will rise to £10,500 from April 2015. The starting point for the 40p rate of income tax will rise by only 1 per cent a year, meaning more middle-income workers are pushed into that band. That will disappoint Conservative MPs, who worry that too many people are paying 40p tax. - Tables: How the Budget affects you Mr Osborne did not bow to their demands, but insisted that the combined impact of his tax changes will help many middle-earners. "People earning up to £100,000 will be paying less income tax as a result of this Budget," he said. In other Budget announcements: :: Annual rises in tobacco duty will continue over the next parliament. :: Duty on Scotch whisky and ordinary cider will be frozen. Beer duty will be cut by 1p, a policy Mr Osborne said would mean "pubs saved, jobs created, a penny off a pint." :: The fuel duty rise due in September will not take place. :: Fixed-odds betting terminals will face new duty rate of 25 per cent. Bingo duty will be halved. :: A £200 million fund will be set up to help local councils repair potholes caused by bad weather. :: The Coalition will work to build several new garden cities in addition to one already proposed for Ebbsfleet in Kent. :: The annual investment allowance for businesses will double to £500,000 a year, at a cost of £2 billion. :: A new "Alan Turing Institute", named after the persecuted Second World War cryptographer, will research new uses for data.
Views: 225 Ilhan Yilmaz
Fact Based Investment Allocation Strategies
 
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David Anthony, Certified Financial Planner & Retirement Management Analyst, explains the process behind FBIAS-Fact Based Investment Allocation Strategies used in the portfolios at Anthony Capital, LLC.
Views: 651 Dave Anthony, CFP
Planning for succession
 
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The transfer of assets between generations can be stressful and worrying for all concerned. Tim Gregory, a partner in the Landed Estates Group at Saffery Champness, provides some pointers on how families can approach this and the value that professional advisers can bring to the process.
Views: 119 Saffery Champness
Autumn Statement Personal Allowance and Higher Rate Tax
 
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We look behind the scenes of what the autumn budget statement really means for your tax
Views: 130 MakeMoneySaveTax
How to review and submit your UK tax return
 
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This Demo video explains you how to review and submit your UK tax return. For more information visit : www.selftax.co.uk
Views: 74 SelfTax Lld
(AT) Real Estate Investment Markets: Rent, Vacancy, & Equilibrium in Short and Long Run
 
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www.saseconomics.com In this video, we will look at real estate markets: rent, vacancy, and equilibrium. We will explore these markets in terms of both the short-run and the long-run. To begin, let’s consider a real estate market for a specific kind of property. This real estate may be for residential, industrial, commercial or for a number of other uses. However, for any of these markets, we will consider the real demand, Q sub d, and the real supply, Q sub s, in quantities of usable square feet. If the available square footage is not sufficient, additional quantities can be added at a market price notated as small Greek letter kappa for the cost of construction. In effect, this cost for an additional square foot is a marginal cost. As the value of real estate is determined by the net returns from it, over an estimable period of time, we need to define the useful life of the property. Therefore, we can determine useful life in terms of one divided by delta, where delta is a coefficient that reflects the average amount of value that is used up in a given year. For example, if delta equals .025 (2 and a half percent), the estimated useful life would be calculated as one divided by 2.5 percent, which equals 40 years. In respect to Supply and Demand, we can consider Rent as the Price and Square Footage as the Quantity. Total Rent received before any adjustments or deductions are made. The net return from a property is referred to as Net Rent. In turn, Net Rent equals Gross Rent minus all Expenses not covered by the tenant. When Expenses are deducted from Gross Rent, D sub g, the remainder is Net Rent, D sub n. In our graph of demand for real estate, we find that Demand moves downward and to the left as Expenses are subtracted from the gross. The slope of the demand curve remains the same. However, the vertical intercept decreases by an amount equal to the Expenses, which we assume as fixed in this example. Let’s go a bit deeper into this matter. First, we assume that the Demand for vacant land before improvements are made is inversely related to Net Rent. In other words, the quantity of vacant land demanded increases as Net Rent decreases. Because of this inverse relationship, we can consider Net Rent as the opportunity cost of holding space off the market, keeping it vacant for a given period of time. In other words, renting land out to a tenant represents the next best use of the land in comparison to the owners holding and perhaps using the land themselves. Before constructing a real-estate market model, let’s define and give symbols for the variables that we will use. These are: K, the total square footage of that exists in a specific market; Q, the square footage currently occupied by tenants; V, the square footage in the market that is currently vacant; r, the discount rate for determining present value; delta, the rate of depreciation for any structures (note: land itself does not depreciate); R, the rent per square foot for occupied space; kappa, the construction cost of an additional square foot of improvements; v, the vacancy rate defined as the vacant square footage divided by the total square footage in the market; Theta, the occupancy rate defined as the square footage occupied by tenants divided by the total square footage in the market; and C, the annual cost of using capital. In respect to this last item, we note that C is a function of construction cost per square foot, the discount rate, and the depreciation rate. Furthermore, as the depreciation rate goes to zero, the annual capital cost will be equal to the product of the discount rate and the construction cost per square foot. Therefore, K, the total inventory of property in a market equals the sum of V, the square footage of vacant land, and Q, the square footage of occupied space. We note that as percentages of K, the total inventory, the sum of the vacancy rate plus the occupancy rate must equal 100%. Working with v, the vacancy rate and Theta, the occupancy rate in respect to K, the total inventory of property, we can graph contrasting demand curves. D sub Theta, the blue line descending to the right from the vertical axis to a point along the red line K, represents the demand for occupied property. In contrast, D sub v, the blue line descending to the left from the uppermost point on the line K, represents the demand for vacant property. These two demand curves intersect at the equilibrium point identified by the coordinates R*, the equilibrium Rent, and Q*, the equilibrium quantity in square feet. The curved green line represents the annual cost of capital per the occupancy rate. In respect to long-run equilibrium, this capital cost function must come into concurrence with the two demand curves at the point of equilibrium.
Views: 512 Video Economist
Osborne Pledges 'Full Employment' For UK
 
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George Osborne has set an ambitious new goal of "full employment" for Britain. The Chancellor defined his commitment as making the country the "best place in the world to create a job, to get a job" and the place with the "highest employment rate of the world's largest economies". Mr Osborne made the pledge - which does not mean reducing the rate of unemployment to zero but simply to keeping it low - during a speech in Essex. The current unemployment rate is 7.2% and the UK has the fourth highest employment rate of the G7 countries. During the speech he hailed the introduction of tax cuts he said were the biggest in a generation. The measures include the rise in the income tax personal allowance to £10,000, which comes into effect on Sunday, along with the employment allowance, which cuts employers' National Insurance contributions by up to £2,000. On Tuesday, the corporation tax rate will be cut by 1% to 21% and reforms to business rates will be introduced. The annual investment allowance for firms will be doubled to £500,000. Mr Osborne also hinted that the Tories would be including plans to reduce the number of people paying inheritance tax, saying it should be a "tax for rich people" in the party's election manifesto. His comments echo those made by the Prime Minister last week when he said that he had not been able to raise the inheritance tax threshold to £1m as he had promised when in opposition because of Lib Dem disagreement. Nick Clegg says the Tories are trying to take credit for a Lib Dem idea Mr Osborne's claims on increasing the personal tax allowance measure again drew anger from Nick Clegg, whose party included the policy in its 2010 election manifesto. He accused the Conservatives of being "tax magpies" who had stole measures the Liberal Democrats had suggested. He said: "I think a tax magpie is someone in a political party who sort of hops from one tax proposal to the next and then seeks to claim that other people's ideas are their own, and I'm really, really proud of the fact that it's Liberal Democrats who, far from jumping arbitrarily from one tax policy to the next, have always advocated one tax policy." The Chancellor also highlighted the introduction of a tough new welfare regime from next week "imposing more conditions on those claiming the dole". He said it was "no good creating jobs - if we're also paying people to stay on welfare". Mr Osborne said: "We inherited a welfare system that didn't work. There was not enough help for those looking for a job - people were just parked on benefits. "Frankly, there was not enough pressure to get a job - some people could just sign on and get almost as much money staying at home as going out to work. "That's not fair to them - because they get trapped in poverty and their aspirations are squashed. "It's certainly not fair to taxpayers like you, who get up, go out to work, pay your taxes and pay for those benefits." Shadow chief treasury secretary Chris Leslie said: "Full employment is the right aspiration but George Osborne has announced no new policies today to help people into work. "While he has been Chancellor the number of young people stuck on the dole for more than 12 months has almost doubled and the number of people who want to work full-time but have had to take part-time jobs is at record levels."
Views: 71 YsfAlgz
Matching the Share Price
 
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Matching the share price is a rule that stops people manipulating their capital gains allowance.
Views: 35 MakeMoneySaveTax
How to Create a Daily Expense Record in Microsoft Excel 2007
 
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How to create a Daily Expense Record in Microsoft Excel 2007 with Monthly and Year totals.
Views: 371426 Sean Elliott
CPA Tip #2: Filings for Tax Deferred IRA?
 
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http://camaplan.com/safe-IRA-report/ Get all 13 tips! Elizabeth Cummings, CPA answers the question: "If my IRA is tax deferred, then how can there be any potential tax liability or required filings?" "Sometimes you think you are investing within your IRA and that it is going to sit dormant until retirement age. That is not always the case and certainly not with active investors. You want your IRA working for you, but as it does, the IRS, localities, cities, and states require reporting. If your SDIRA becomes a member in an LLC, that LLC has a tax return to file. Typically we see Form 1065, a partnership form, which most LLCs will file. Form 1065 produces the K-1 that is issued to the IRA. This requires the IRA to have an EIN. This does not necessarily mean tax is due, merely that there is a required filing. Form 1065 partnership is a pass through entity. This means the income or loss passes through to the investor via a K-1. In addition, there is the question of doing business in Maryland. A lot of our clients hold real estate in Maryland, which has a state personal property tax return that requires annual filing regardless of income. There is a $300 annual fee payable with that return. This filing also requires an EIN."
Matthew Watkins to earn $196K as new WNY Business Administrator
 
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Matthew Watkins, a former director of the state Division of Local Government Services, was unanimously approved as the new West New York Business Administrator at Wednesday's board of commissioners meeting. Watkins will earn an annual salary of $196,000, as well as a car allowance of $500 per month.
Views: 155 Hudson County View
The UK Budget 2014 -- Pension charge caps: Part 1
 
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Nico Aspinall and Will Aitken discuss the upcoming pension charge cap and how it will affect Trustees and their schemes. To learn more, visit: http://www.towerswatson.com/en-GB/Insights/IC-Types/Ad-hoc-Point-of-View/2014/05/UK-Budget-What-does-it-mean-for-your-defined-contribution-default
Ex: Find Annual Depreciation Rate Given f(t)=ae^(kt)
 
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This video explains how to write an exponential function in the form f(t)=ae^(kt) in the form y = ab^t to determine an annual rate. http://mathispower4u.com
Views: 1028 Mathispower4u
Maximizing Old Age Security (made with Spreaker)
 
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Source: http://www.spreaker.com/user/localwebradio/maximizing-old-age-security Are you worried about maintaining your standard of living while you are in your retirement? Are you hoping to make the most out of your Old Age Security and avoid paying too much tax? Few retirees realize they can effectively have their Old Age Security taken back by the government through income tax, which can lower their spendable income. To avoid this, those retiring need to consider how they can make tax efficient retirement income. Maintaining our comfortable standard of living in retirement is important to many of us. Therefore learning the best ways to manage our money is important. If you're interested in knowing more about retirement funds and maintaining your standard of living in your golden years, then you'll want to invest 20 minutes to listen to this edition of Sound Investing. In this edition your host Erik Reynolds interviews Byron Striloff, Senior Investment Advisor at CIBC Wood Gundy, about how you can avoid the government clawback of your Old Age Security. Many retirees don't realise they can easily manage their investments to reduce the tax they are paying while maintaining a good source of income. Learning more is a step towards a comfortable standard of living. The Basics of Old Age Security Byron begins this edition by stating Old Age Security can seem like a simple concept. The government makes regular payments to a retired individual over 65. The amount is indexed to inflation so therefore the value of the pension is consistent. However, as he continues Byron explains it isn't that simple, especially when you start to factor in other sources of income. Old Age Security payment is a very important source of income for many people for their day to day living. Especially for those who are on a low income. But those who earn a higher income are also sensitive to losing part or all of their monthly payments when some of the Old Age Security is clawed back. The Clawback of Old Age Security The reason why some or all of the Old Age Security is recovered by the government, is due to the income of the individual, as Byron explains. An individual who exceeds a minimum amount of income will find their payable income tax is higher and therefore some of their Old Age Security is clawed back by the government. It is usually dividends which are the problem in these cases as the grossed up income for the retiree will often push them over this minimum amount of taxable income. This is a problem which not a lot of Canadians are aware of. Byron goes on to give an excellent example of an individual who had $76,000 worth of annual income and suffered from this problem. So if you are wondering any of the following questions, then listen to Byron on this latest podcast edition. - Why does the Clawback of Old Age Security happen to some individuals? - What are the income thresholds for tax? - What are the three strategies to have tax efficient retirement income and save on the Clawback? - How has the low interest rate affected your income tax payments? Looking to Recoup Your Income from the Government? Are you looking for planning ideas to keep your Old Age Security and pay less income tax? Do you want to know what strategies will work? Then join Byron Striloff on this edition of the Sound Investing podcast. Then come back and tell us what you think. CIBC Wood Gundy is a division of CIBC World Markets Inc., a subsidiary of CIBC and a Member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. Byron Striloff is an Investment Advisor with CIBC Wood Gundy in Surrey. He and his clients may own securities mentioned in this column. The views of Byron Striloff do not necessarily reflect those of CIBC World Markets Inc. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. CIBC Wood Gundy #408 -1688 152 St Surrey, BC V4A 4N2 Phone #: (604) 535-3700 Website: www.cibcwg.com/white-rock -- www.byronstriloff.com Email: [email protected]
Views: 664 james Martell
Buffett: Teach Kids Financial Literacy To Spark Entrepreneurship
 
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Billionaire investor Warren Buffett has a double life - as a cartoon character. In his "Secret Millionaires Club," an animated series online and on television, Buffett teaches a group of kids about financial literacy and entrepreneurship. In real life, the club includes an annual "Grow Your Own Business Challenge" for kids who come up with business ideas. The winners were chosen on Monday: Beaux Up, a customizable bow tie business by 15-year-old Jake Johnson of North Carolina in the individual competition; and WiseGuide, an intergenerational online community, from Krystal and Allyson Graylin and Kei Chua from Seattle, Washington, in the team contest. http://feeds.reuters.com/~r/reuters/businessNews/~3/5guZqVSiziA/story01.htm http://www.wochit.com
Views: 174 Wochit News
Planning For Your Kids Financial Future  Mike Finley KELO TV
 
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Why Now is the Time to Start Planning for Your Kids' Financial Future Expert Offers Practical Ways to Teach Your Kids to be Savvy Money Managers According to a 2013 survey, 28 percent of Americans -- the most since the annual survey began 23 years ago -- say they have no confidence in their ability to afford a comfortable retirement. Worse yet, the survey showed that an alarming number of Americans expect to work well past retirement age -- 36 percent last year versus only 11 percent in 1991. So what can parents do now to help their children, young or older, prepare for a secure financial future and ensure that they won't have to work till they drop? Enter financial expert and author Mike Finley, who regularly counsels both kids and adults on making smart money decisions. "Money management is one of the most important skills we can teach our kids, especially given the message society sends them, which is that it's OK to spend more than they earn," Finley says. In this segment, Finley brings your audience expert advice on key principles for teaching their children of any age about the value of money and personal money management. For the Younger Ones • Fun or Fund? -- Take half of what you have been spending on gifts (toys, games, etc.) and invest it in a savings account in your children's names. Give them the deposit slips and let them watch their savings grow. • Birthday Booster -- Encourage friends and relatives to contribute to the savings account as part of what they would spend on gifts for birthdays and holidays. Let them see the statements and growing balance. • Allowance Deposit -- Encourage children to deposit 10 percent of their allowance in their savings account. Again, let them see the savings add up, and discuss what they can do with it in the future. For the Older Ones • 10 Percent Rule -- Encourage your working teens to contribute a minimum of 10 percent of their take-home pay to their savings account or college fund. • Living Below Their Means -- Teach them why it is so important to spend less than they earn throughout high school, college and beyond. • A Written Budget -- Why knowing how to create and adhere to a written budget can be their most important financial tool in adolescence and adulthood. About Michael Finley Born and raised in Iowa with limited resources, Michael Finley joined the Army at age 19. That was his day job, and financial literacy became his sideline passion. At age 45, he retired a millionaire. Finley now volunteers his time to teach financial literacy at the University of Northern Iowa-Cedar Falls. His passion for teaching military personnel and young people financial responsibility has led him to regularly speak at high schools and middle schools through the Junior Achievement program in Iowa. He is an active financial coach and mentor for Iowa National Guard ROTC students and incoming Iowa National Guardsmen, and speaks to other groups and organizations
Views: 160 Russ Handler
Individual Protection 2014 applications
 
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In this video Moore and Smalley's Personal Tax Consultant David Walker and Tax Consultant Andrew Purcell discuss the new pension tax charge updates and Individual Protection 2014. Moore & Smalley links ----------------------------------------­----- Website: http://www.mooreandsmalley.co.uk/ Twitter: https://twitter.com/MooreandSmalley Linkedin: http://www.linkedin.com/company/moore-and-smalley-llp
Views: 115 Moore & Smalley TV
Introduction to The Law of Pension Trusts with David Pollard
 
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David Pollard, author of The Law of Pensions Trusts and partner at Freshfields Bruckhaus Deringer LLP introduces his book at Oxford University Press. http://ukcatalogue.oup.com/product/9780199672486.do He explains how the lack of academic writing on pension trusts drove him to write his book, and how the book covers the interaction between pension law and trusts law. David explains how the book could be used in daily practice, and discusses how issues raised in the book could be developed further. © Oxford University Press
09 Social Security - Pensions
 
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http://cornerstonewealth.com.au Gavin Martin, Financial Adviser and the Managing Director of Cornerstone Wealth talks about a range of issues concerning about social security pensions. Age Pension changes to commence after Government's first term. Disability Support Pension (DSP) recipients under age 35. Tighter restrictions on DSP recipients traveling overseas. From 1 July 2017 the Income and Assets Test thresholds for the Age Pension, Carer Payment, DSP and the Veterans' Service Pension will be frozen for three years. From 1 September 2017, increases in the Age Pension, DSP, Carer Payment, Bereavement Allowance and Veterans' Affairs pensions will be linked to the (CPI) only. For recipients of Parenting Payment Single, the measure will start on 1 July 2014. From 20 September 2017 the deeming thresholds will be reset to $30,000 for singles (currently $46,600) and $50,000 for couples (currently $77,400). Reducing the annual pension by $125 for a single and $206 for a couple. Disclaimer This presentation has been prepared without taking into account the personal objectives, financial situation or needs of any person. You should consider the appropriateness of the information presented having regard to your own objectives, financial situation and needs and obtain professional financial advice prior to making any decision. Before making any decision about whether to acquire any financial product, you should obtain and consider the information contained in the relevant Product Disclosure Statement. © Cornerstone Wealth 2013. All rights reserved. No part of this presentation may be reproduced in any form without the prior permission of the copyright.
Views: 447 Gavin Martin
Personal Pension
 
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(PPS) has it is abbreviated, do you have a personal pension? Are sometimes referred to as Personal Pension Plans or PPP. These are methods in the United Kingdom that are tax privileged individualized investment vehicles.
Views: 16 martin guptill
AG, Treasury CS Summoned Over Delayed Teachers’ Retirement Pay
 
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The National Assembly Committee on Education has summoned Attorney General Prof Githu Muigai and National Treasury Cabinet Secretary Henry Rotich to appear before the committee next week on Wednesday after they failed to honor a meeting with the committee called to discuss the fate of 31,000 retired teachers whose salary increments and pensions of up to 42.3 billion shillings have been pending for 17 years now. The Mps are seeking to unlock a stalemate between state organs that has seen the retirees in and out of court for years without benefiting from a 1997 combined bargaining agreement between the Teachers Union and the government.
Views: 345 Kenya CitizenTV
How to Claim benefit of Interest on loan taken in case of Let out Property
 
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You can get the benefit or deduction of interest on loan taken for repair/renovation/purchase or construction of your house property given on rent.This tutorial will help you to understand the concept with the Live case study for getting the benefit of Interest on loan taken from bank.
Views: 312 Learn with Lodhas
Purchase a Property with a UK Pension
 
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There are mortgage brokers everywhere queueing up to get you to buy a second property with your UK pension. This may at first seem like a good idea. But, why would you buy a second home 'buy-to-let' with your UK pension. You would get taxed twice You pay tax on the capital growth You pay tax on death There are financial advisers out there that can help you avoid any tax on growth of your pension and any tax on death as well lower your income tax bill. If you think you will retire abroad, read the guide below to find out more about buying a property with your UK pension and the best way to maximise your pension for retirement. http://qrops.tv/pensioners-to-cash-in-their-pensions-to-buy-property/
Views: 133 QROPS Specialists
Exclusion of traditional leader at Mining Lekgotla a concern
 
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Today is the second and last day of this year's mining lekgotla, an annual gathering of key stakeholders in the sector. this is at the back of Cyril Ramaphosa, South Africa's deputy President and former non-executive director of Lonmin, taking the stand at the Marikana commission this week. he acknowledged that the platinum company's living-out allowance policy had "unintended consequences" leading up to the Marikana atrocity in August 2012. we are now joined by Bridgette Radebe, she is the Executive Director and CEO of Mmakau mining.
Views: 576 SABC Digital News
What is Property Depreciation?
 
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Calculate the tax savings for your investment property: http://www.washingtonbrown.com.au/external-calc-qsvideo Just like you claim wear and tear on a car purchased for income producing purposes, you can also claim the depreciation of your investment property against your taxable income. If you enjoyed this video, I really encourage you to click the Like button and share with others. Head to to www.washingtonbrown.com where you can get access to a tonne of additional resources to help you make the most out of your property investments! Subscribe to our channel for more property videos every week! Find us on: Facebook: https://www.facebook.com/WashingtonBrownPtyLtd?fref=ts Blog: http://blog.washingtonbrown.com.au/ Twitter: https://twitter.com/washingtonbrown Instagram: http://instagram.com/washingtonbrown
Views: 646 Washington Brown
First Baptist Church Playschool
 
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Looking for a preschool for your child? Consider First Baptist Playschool! We are currently enrolling students for this school year. Watch this short video to learn a little about us. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for -fair use- for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.
What is Tax Efficient Retirement Income? (made with Spreaker)
 
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Source: http://www.spreaker.com/user/localwebradio/what-is-tax-efficient-retirement-income Are you looking to maintain your standard of living after you have retired? Do you want to know how to receive the most out of your retirement funds? If you want to live comfortably after you retire, whenever that may be, you will want to make sure your money works for you; not the other way around. Finding out more about how you generate and use tax efficient retirement income is a good step towards that and it is never too early to learn. If you're interested in knowing more about retirement funds and maintaining your standard of living in your golden years, then you'll want to invest 20 minutes to listen to this edition of Sound Investing. In this edition your host Erik Reynolds interviews Byron Striloff, Senior Investment Advisor at CIBC Wood Gundy, about the tax efficient income you can have in retirement. Make sure you are getting the most out of your various sources of retirement funds and ensure you are paying the least amount of tax and making your money go further. The Average Canadian Byron starts off this edition by stating how important it is for individuals to develop a plan where they can draw on their sources of retirement income and make the most of them. He states that the majority of Canadians will retire at the age of 65, with a number of different sources of income for their retirement. The first step they need to take at this point is deciding how much they really need on a monthly or annual basis to maintain their standard of living. However, it is not enough for the individual to just decide that. They also need to know which account to draw from first. Different accounts offer different tax treatment and an individual needs to be sure their savings will last, after tax. As Byron states however, there is usually a shortfall in the amount they need and the amount of investment income they can draw upon. The Steps to Maintaining a Standard of Living There is a particular method in which individuals can pay the minimum amount of taxes but receive the best income for themselves. Host Erik Reynolds assumed it would be the Registered Retirement Savings Plan which would be the first to be used. However, Byron had some strong points against this option as being the first to withdraw from. These reasons are based on taxation and tax reliability. Take a moment out and consider these questions: - What is the best source of income when you decide to retire? - How do you pay the minimum amount of tax during your retirement while maintaining a standard of living you are comfortable with? - Why is a Registered Retirement Savings Plan not always the best option for first withdrawal? - Where should you first draw your income from? - Why will a tax free savings account be highly useful in the future? If you are asking yourself any of those questions, then listening to Byron on the Sound Investing podcast is a good first step to finding the answers. Do You Know Where to Withdraw Your Retirement Fund From? Where are you going to withdraw your first retirement funds from? Do you have enough invested to live comfortably in retirement? As Byron states, the more assets you have available the easier it is to take advantage of tax laws. Listen to how you can take advantage of such laws in the Sound Investing podcast and then let us know your feedback. CIBC Wood Gundy is a division of CIBC World Markets Inc., a subsidiary of CIBC and a Member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. Byron Striloff is an Investment Advisor with CIBC Wood Gundy in Surrey. He and his clients may own securities mentioned in this column. The views of Byron Striloff do not necessarily reflect those of CIBC World Markets Inc. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. CIBC Wood Gundy #408 -1688 152 St Surrey, BC V4A 4N2 Phone #: (604) 535-3700 Website: www.cibcwg.com/white-rock -- www.byronstriloff.com Email: [email protected]
Views: 96 james Martell
6th Namibia Career Expo
 
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Compiled by: Steven Kashikele Vocational skills development together with basic education is one of the main pre-conditions for economic and social development. Chief Executive of Sanlam Investment Management, Tega Shiimi ya Shiimi, says, Namibia needs to consider more vocational platforms for learners to learn practical knowledge. He made this statement at a media launch of the 6th Namibia Career Expo today in the capital. Namibia career development exhibition aims to bring together learners, corporate, training and government institutions in a showcase of educational and career opportunities for Namibian high school learners across the country.
Views: 93 One Africa TV
Thailand Investment Outlook & Strategy "Fundamentals Over Fear" - PhillipCapital
 
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Thailand Investment Outlook & Strategy "Fundamentals Over Fear" - by Phillip Securities (Thailand) Public Company Limited July 2014 Introduction 0:09:35
Views: 60 PhillipCapital

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